Where should your startup bank and hold its cash?

RunwayTreasury is an independent publisher for founders and finance teams. We compare the startup banking and treasury options honestly, explain how deposit safety and sweep networks actually work, and tell you when the right answer is to stay where you are. We are not a bank and not a vendor.

Comparisons

Head-to-head, stage-aware breakdowns of the major startup banking and finance platforms. Neutral, dated, and free of vendor spin.

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Treasury and cash

How FDIC coverage, sweep networks, and treasury products really work for startup cash, plus how much runway to keep liquid and where.

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Who writes this

RunwayTreasury is written by Jesse Wolfe. He has spent 16+ years in data analytics, operational reporting, and reconciliation, the last 8+ of them on a corporate treasury team, across multiple tech startups in a couple of different verticals. He supports the Treasurer, the finance team, and the CFO from a data and cash-operations angle, in an environment that services billions of dollars of debt, millions of borrower payments, and hundreds of investors across dozens of bank accounts at more than one institution.

He started RunwayTreasury to bring that operator's perspective, and genuine neutrality, to the banking and cash questions startups face, backed by real research instead of vendor spin. It is independent: not a bank, not a broker, not a registered investment adviser, and not affiliated with, owned by, or controlled by any provider covered here.

Every figure here is dated or flagged for verification, and an affiliate link never changes a rating. When the honest answer is "stay where you are," that is what you will read.

Every figure on this site is dated or flagged for verification. Confirm live numbers on the provider's own disclosures before moving money. See our methodology and disclosures.